Split case (commission split)
Also called: commission split, split commission, shared case
A split case is a policy where two or more agents share the commission, in percentages agreed in advance, such as a senior agent and a newer agent who worked the case together.
Splits are recorded on the application with the carrier, and the agency also needs its own record of the agreement, because internal payouts may follow different rules than the carrier's split.
When splits live in someone's memory or in email, payouts get disputed. Writing the rule down once and applying it to every statement prevents that.
Split cases are a common source of payout disagreements between agents.
"It was a split case: the senior agent and the new agent share the commission as agreed."
How do you calculate agent commission splits on a split case?
Apply the agreed percentages to each commission payment for that policy, including renewals and chargebacks, and record the split in the agency's own system as well as on the carrier application.